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Cleo AI is the developer of an intelligent assistant called Cleo, which currently helps over half a million users be smarter with their money across the UK, US and Canada. Cleo works via a messaging platform which, once given permission to access account information, can answer questions about a user’s finances. Using deep learning techniques allows Cleo to learn and adapt to one’s habits and preferences. The startup raised US$10 million in September, bringing its total capital raised so far to US$15 million.